Archive for January, 2010

Oikos Realty(tm) / Oikos Realty Group(tm) Great News!!!!

Sunday, January 24th, 2010

Hey friend;

I’m so excited to let you know that this week our company Oikos Realty™ / Oikos Realty Group™ started its expansion phase. Now we are serving the following counties in Florida:

  • Brevard County
  • Broward County
  • Indian River County
  • Lee County
  • Miami Dade County
  • Palm Beach County

Our goal is to offer our services in every Florida County.

Also this week we open our Commercial Division. Now we offer both Residential and Commercial Real Estate Services.

This week I’m proud to welcome to our successful team:

  • Kathleen Hardesty – Broker Associate / Commercial Agent
  • Anna Caroline Lenz – Real Estate Agent
  • Omar Periu – Real Estate Agent
  • William Joseph Urquhart – Real Estate Agent

Oikos Realty™/Oikos Realty Group™ is the first virtual Real Estate Brokerage operating in South and Central Florida. With the advances of today’s technology traditional “brick and mortar” real estate offices no longer makes sense. The Oikos Realty™/Oikos Realty Group™ agents are the best compensated in the Real Estate industry! Our agents also earn money by referring other agents. You can review the Oikos Realty™ Referral Income program at the Oikos Realty™ website (http://www.oikosrealty.com/page6.html)

Please forward this email to every Real Estate Agent (active or inactive) you know in Florida. They will be thankful to you for letting know the benefits they can receive by becoming member of Oikos Realty™/Oikos Realty Group™

Great Success,

Juan Carlos Cabrera

Broker/Owner

Oikos Realty Group™ – We believe you deserve to be SUCCESSFUL at all stages of your Real Estate Career™

Oikos Realty™ – The First Virtual Real Estate Brokerage in South Florida™

Attention All Real Estate Agents … Every commission, bonus or compensation you’ve ever received is about to become dangerously obsolete because…

“For The First Time Ever, You Can Get Paid a TRUE 100 % Commission Without Paying Any Monthly Fee!”

CLICK HERE FOR DETAILS

http://www.oikosrealty.com/

“The Laws of Money”

Sunday, January 24th, 2010

My friend Tim McClure Jr  sends me an email and I ask his consent to share it with you because you deserve to be wealthy. I didn’t have to wait too much time for his answer “SURE’, so here it is:

 

“The Laws of Money”

 

One of your major goals in life should be financial independence. You must aim to reach the point where you have enough money so that you never have to worry about money again. The good news is that financial independence is easier to achieve today than it has ever been before.

The Law of Abundance
We live in an abundant universe in which there is sufficient money for all who really want it and are willing to obey the laws governing its acquisition. People become wealthy because they decide to become wealthy. People are poor because they have not yet decided to become rich.

The world is full of thousands of people who have had far more difficulties to overcome than you could ever imagine, and they’ve gone on to be successful anyway. So can you.

The Law of Exchange
Money is the medium through which people exchange their labor in the production of goods and services for the goods and services of others. The amount of money you earn is the measure of the value that others place on your contribution. To increase the amount of money you are getting out, you must increase the value of the work that you are putting in.

The Law of Capital
Your most valuable assets, in terms of cash flow, are your physical and mental capital—your earning ability. How much time you put in and how much of yourself you put into that time largely determine your earning ability. Time and money can be either spent or invested. If you invest your time or money in becoming more knowledgeable and better skilled, you can increase your value.

The Law of Time Perspective
The most successful people in any society are those who take the longest time period into consideration when making their day-to-day decisions. Your ability to practice self-mastery, self-control, and self-denial, to sacrifice in the short term so you can enjoy greater rewards in the long term, is the starting point of developing a long time perspective.

The Law of Saving
Financial freedom comes to people who save 10 percent or more of their income throughout their lifetime. Savings today are what guarantee the security and the possibilities of tomorrow.

The Law of Conservation
It’s not how much you make but how much you keep that determines your financial future. The true measure of how well you are really doing is how much you keep out of the amount that you earn.

The Law of Three
There are three legs to the stool of financial freedom: savings, insurance, and investment. One of your major responsibilities, to yourself and to the people who depend on you, is to build a financial fortress around yourself over the course of your working lifetime. To be fully protected against the unexpected, you require liquid savings equal to two to six months of normal expenses.

The Law of Investing
Investigate before you invest. This is one of the most important of all the laws of money. You should spend at least as much time studying a particular investment as you do earning the money to put into that particular investment. The only thing easy about money is losing it. If you think you can afford to lose a little, you’re going to end up losing a lot. Invest only with experts who have a proven track record of success with their own money.

The Law of Magnetism
The more money you save and accumulate, the more money you attract into your life. The Law of Magnetism has been written about for more than 5,000 years. It explains much about success and failure in every area of life, especially in the financial arena. The more positive emotion you associate with your money, the more opportunities you will attract to acquire even more.

Action Exercise
Take time every day, every week, and every month to reflect on your financial situation and look for ways to deploy your finances more intelligently. The more time you take to think intelligently about your finances, the better decisions you will make and the more money you will have to think about.

 

 

Great Success,

Juan Carlos Cabrera

Broker/Owner

 

Oikos Realty Group™ – We believe you deserve to be SUCCESSFUL at all stages of your Real Estate Career™

Oikos Realty™ – The First Virtual Real Estate Brokerage in South Florida™

 

Attention All Real Estate Agents … Every commission, bonus or compensation you’ve ever received is about to become dangerously obsolete because…  

 

 

“For The First Time Ever, You Can Get Paid a TRUE 100 % Commission Without Paying Any Monthly Fee!”

CLICK HERE FOR DETAILS

http://www.oikosrealty.com/

Great News for Real Estate Investors and Buyers

Sunday, January 17th, 2010

Hey friend;

FHA has lifted the 90-day seasoning requirement for flipping foreclosure properties!

HUD TAKES ACTION TO SPEED RESALE OF FORECLOSED PROPERTIES TO NEW OWNERS
Measure to help bring stability to home values and accelerate sale of vacant properties
WASHINGTON – In an effort to stabilize home values and improve conditions in communities where foreclosure activity is high, HUD Secretary Shaun Donovan today announced a temporary policy that will expand access to FHA mortgage insurance and allow for the quick resale of foreclosed properties. The announcement is part of the Obama administration commitment to addressing foreclosure. Just yesterday, Secretary Donovan announced $2 billion in Neighborhood Stabilization Program grants to local communities and nonprofit housing developers to combat the effects of vacant and abandoned homes.

“As a result of the tightened credit market, FHA-insured mortgage financing is often the only means of financing available to potential homebuyers,” said Donovan. “FHA has an unprecedented opportunity to fulfill its mission by helping many homebuyers find affordable housing while contributing to neighborhood stabilization.”

With certain exceptions, FHA currently prohibits insuring a mortgage on a home owned by the seller for less than 90 days. This temporary waiver will give FHA borrowers access to a broader array of recently foreclosed properties.

“This change in policy is temporary and will have very strict conditions and guidelines to assure that predatory practices are not allowed,” Donovan said.

In today’s market, FHA research finds that acquiring, rehabilitating and the reselling these properties to prospective homeowners often takes less than 90 days. Prohibiting the use of FHA mortgage insurance for a subsequent resale within 90 days of acquisition adversely impacts the willingness of sellers to allow contracts from potential FHA buyers because they must consider holding costs and the risk of vandalism associated with allowing a property to sit vacant over a 90-day period of time.

The policy change will permit buyers to use FHA-insured financing to purchase HUD-owned properties, bank-owned properties, or properties resold through private sales. This will allow homes to resell as quickly as possible, helping to stabilize real estate prices and to revitalize neighborhoods and communities.

“FHA borrowers, because of the restrictions we are now lifting, have often been shut out from buying affordable properties,” said FHA Commissioner David H. Stevens. “This action will enable our borrowers, especially first-time buyers, to take advantage of this opportunity.”

The waiver will take effect on February 1, 2010 and is effective for one year, unless otherwise extended or withdrawn by the FHA Commissioner. To protect FHA borrowers against predatory practices of “flipping” where properties are quickly resold at inflated prices to unsuspecting borrowers, this waiver is limited to those sales meeting the following general conditions:

  • All transactions must be arms-length, with no identity of interest between the buyer and seller or other parties participating in the sales transaction.
  • In cases in which the sales price of the property is 20 percent or more above the seller’s acquisition cost, the waiver will only apply if the lender meets specific conditions.
  • The waiver is limited to forward mortgages, and does not apply to the Home Equity Conversion Mortgage (HECM) for purchase program.

Specific conditions and other details of this new temporary policy are in the text of the waiver, available on HUD’s website.

Great Success,

Juan Carlos Cabrera

Oikos Realty™ – The First Virtual Real Estate Brokerage in South Florida™

Real Estate Broker – Mortgage Broker

 
     
  Attention All Real Estate Agents … Every commission, bonus or compensation you’ve ever received is about to become dangerously obsolete because…  

“For The First Time Ever, You Can Get Paid a TRUE 100 % Commission Without Paying Any Monthly Fee!”

CLICK HERE FOR DETAILS

http://www.oikosrealty.com/

Is the Global Warming Threatens Florida?

Wednesday, January 6th, 2010

Hey friend;

Is the Global Warming Threatens Florida? I don’t know the answer to that question however I can tell you that today it was freezing in Florida!

Look at the picture of my car I took today at 6:00 AM. My Lexus was complete covered by ice. I had to use a credit card (I read that trick somewhere on the internet and works) to scrape the ice on the windshield.

Picture of my Lexus covered with ice on January 6, 2010 at 6:00 AM.

Picture of my Lexus covered with ice on January 6, 2010 at 6:00 AM.

And look at the weather channel information where I live at the time I took the picture.

Weather channel information where I live on January 6, 2010 at 6:00 AM.

Weather channel information where I live on January 6, 2010 at 6:00 AM.

How was your weather today? Let me know!

Great Success,

Juan Carlos Cabrera

Oikos Realty™ – The First Virtual Real Estate Brokerage in South Florida™

Real Estate Broker – Mortgage Broker

Attention All Real Estate Agents … Every commission, bonus or compensation you’ve ever received is about to become dangerously obsolete because…

“For The First Time Ever, You Can Get Paid a TRUE 100 % Commission Without Paying Any Monthly Fee!”

CLICK HERE FOR DETAILS

http://www.oikosrealty.com/